Credit Level 1: Create Your Credit Persona

Credit and debt can be tools utilized for reaching financial goals. In this module, participants will learn how debt accumulation can be a used as a positive leveraging tool to meet life goals or a crippling hindrance that can hold one back. Also covered is an overview of how lenders use credit reports and scores to measure one’s credit worthiness (how well one can handle debt).

Learning Objectives

Debt

Understand how debt and credit can be used to obtain financial goals.

Borrowing

Understand how to calculate borrowing costs and factors that affect it.

Credit Reports

Understand credit reports and scores.
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